Contractor Final Walkthrough Checklist for Westchester Homeowners

The final walkthrough is your opportunity to verify everything was done correctly before you release the final payment. Here's what to check.

The Checklist

• Scope compliance: Is everything in the written contract complete?
• Quality of work: Are tile lines straight? Are paint edges clean? Do cabinets open and close smoothly?
• Fixtures and hardware: Are all fixtures installed and functioning? Hot and cold water on correct sides?
• Permits closed: Has the final inspection been passed and the permit officially closed?
• Cleanup: Is all debris removed? Are floors and surfaces cleaned?
• Touch-ups: Any scuffs, scratches, or paint spots on adjacent surfaces from the work?
• Documentation: Have you received all warranties for materials and appliances?
• Lien waiver: Obtain a signed lien waiver from the contractor upon final payment

If Something Isn't Right

Make a written punch list of unfinished or incorrect items. The contractor should return to address them before final payment. Don't withhold payment for legitimate work; do withhold the final payment percentage until documented issues are resolved.

The Lien Waiver

A lien waiver confirms the contractor has been paid in full and waives their right to file a mechanic's lien against your property. This protects you from situations where a subcontractor wasn't paid. Request it when you make the final payment.

What Goes Into an Accurate Estimate

Prices vary because every project is different — site conditions, material choices, existing structure quality, and access all affect the final number. A useful estimate requires an in-person visit to assess these factors. Quotes given over the phone without seeing the space are guesses, and guesses lead to change orders later. When we provide an estimate, we look at the actual conditions, measure precisely, and give you an itemized breakdown showing exactly where your money goes: materials, labor, permits, and any site-specific considerations.

The lowest bid is not always the best value. In Westchester's market, an unusually low quote often means something is missing — lower-grade materials, an unlicensed crew, no insurance coverage, or a plan to add costs through change orders once work begins. We encourage every homeowner to get multiple quotes and compare what's actually included, not just the bottom-line number.

Why Itemized Pricing Protects You

An itemized estimate lets you see and control costs. You can see where choosing a different material tier saves money, and where it doesn't make sense to cut corners. It also prevents the most common dispute in home improvement: surprise charges. Every WHI estimate is free, done in person, and broken out line by line so there are no surprises and no vague allowances that balloon during the project.